Mortgage Rates in Huntsville, AL

Looking for the most accurate and up-to-date mortgage rates in Huntsville, AL? We provide transparent, competitive interest rates for all major loan programs in North Alabama, including FHA loans, VA loans, conventional loans, jumbo loans, and USDA loans.

📊 Today's Mortgage Rates in Alabama

Mortgage rates fluctuate daily based on market conditions. Use the live widget below to check today’s national averages, then contact us for your personalized quote in Huntsville or anywhere in Alabama.

🏡 Loan Options We Offer

FHA Loans – Great for first-time buyers with low down payments and flexible credit requirements.
VA Loans – Exclusive to veterans and military families, offering zero down and no PMI.
Conventional Loans – Ideal for well-qualified borrowers with competitive interest rates and flexible terms.
Jumbo Loans – Designed for higher-priced homes above conventional limits.
USDA Loans – No down payment loans for homes in rural or suburban eligible areas.

Why Choose Tim Byrne as Your Huntsville Mortgage Lender?

As a local lender based right here in Huntsville, AL, I combine personalized service with expert knowledge of the Alabama mortgage market. Unlike national chains, I offer:

✅ Local guidance and fast pre-approvals
✅ Access to multiple loan programs and competitive Alabama interest rates
✅ Clear communication and five-star customer service

What Affects Your Interest Rate?

Your mortgage interest rate is determined by several key factors:

📌 Credit score and credit history
📌 Down payment size
📌 Loan type (FHA, VA, USDA, etc.)
📌 Loan term (15 vs 30 years)
📌 Current economic and market conditions

To get the most accurate rate quote for your situation in Huntsville or North Alabama, schedule a free consultation or apply online today.

Serving All of North Alabama

From downtown Huntsville to Madison, Athens, and beyond—if you're in North Alabama, I’m here to help you secure the best mortgage rate possible and close with confidence.