First Time Home Buyer Loans
In Today’s Market, CenterState Bank is the lender that you can count on to structure a home mortgage loan suited to your specific needs. You work hard for your income and financial security, so let us work hard to find the best solution for you.
Which Is Right for You?
Compare some of our most popular mortgage options below.
Mortgage Types
Great Option
Conventional Fixed-Rate Loans
First Time Homebuyer
VA Home Loan
FHA
USDA Loan
If you are buying a home that you plan to live in long term or like the predictability of a fixed rate
If you are a first time homebuyer looking for easier qualifications and a low down payment option
For qualified military members and veterans wanting little or no down payment
Applicants looking for a low down payment and flexible qualification guidelines
If you are looking to own a home in a designated USDA area, but have limited funds for a down payment
Benefits & Features
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Finance up to 100%
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Save money with our no PMI option
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Low down payment; minimum 3.5% of purchase price
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Gift funds are acceptable for down payment and closing costs
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No first time homebuyer requirements
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Finance up to 100%
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Lower fixed interest rates
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Flexible qualification guidelines
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Typically lower mortgage insurance (MI)
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Down payment as low as 3% of purchase price
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Fixed Rate over the life of the loan
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Consistent monthly payments
Adjustable-Rate Mortgage (ARM)
If you are planning to move in the next 5-7 years
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Down payment as low as 5% of purchase price
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Enjoy low, initial fixed interest rates
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Jumbo and refinance options available
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Up to 100% financing
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VA loan interest rates are typically lower than conventional loans
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No mortgage insurance (MI) required
If you have a unique situation and want to ask some questions,
feel free to email or call me.