Mortgage Types

Great Option

Conventional Fixed-Rate Loans

First Time Homebuyer

VA Home Loan 

FHA

USDA Loan 

If you are buying a home that you plan to live in long term or like the predictability of a fixed rate

If you are a first time homebuyer looking for easier qualifications and a low down payment option

For qualified military members and veterans wanting little or no down payment

Applicants looking for a low down payment and flexible qualification guidelines

If you are looking to own a home in a designated USDA area, but have limited funds for a down payment

Benefits & Features

• Finance up to 100%

• Save money with our no PMI option

• Low down payment; minimum 3.5% of purchase price

• Gift funds are acceptable for down payment and closing costs

• No first time homebuyer requirements

• Finance up to 100%

• Lower fixed interest rates

• Flexible qualification guidelines

• Typically lower mortgage insurance (MI)

• Down payment as low as 3% of purchase price

• Fixed Rate over the life of the loan

• Consistent monthly payments

Adjustable-Rate Mortgage (ARM)

If you are planning to move in the next 5-7 years

• Down payment as low as 5% of purchase price

• Enjoy low, initial fixed interest rates

• Jumbo and refinance options available