Welcome to Tim Byrne Mortgage Lender – Your Trusted Mortgage Lender in Huntsville, AL

Helping Alabama Homebuyers Secure the Right Loan, Every Time.

Are you looking for a reliable mortgage lender in Huntsville, AL who understands your needs and guides you through every step of the home financing process? Look no further. At Tim Byrne Mortgage Services, we specialize in a wide range of home loan options, including:

Your Loan Options in Alabama

Construction Loans

Build your dream home from the ground up with flexible construction loans that cover every stage of your project—from land purchase to final construction.


FHA Loans


Take advantage of low down payments and flexible credit requirements with FHA loans, ideal for first-time homebuyers and those with moderate credit.


VA Loans


If you’re a veteran, active-duty service member, or eligible surviving spouse, we’re honored to help you benefit from VA loans that offer 0% down and no PMI.


Physician Loans


New medical professional? Our physician loans are designed specifically for doctors, offering 100% financing with no private mortgage insurance.

 

Land Loans


Ready to purchase property in Huntsville or anywhere in Alabama? We offer land loans to help you invest in your ideal piece of land.


First-Time Homebuyer Loans


We make buying your first home easy with tailored first-time homebuyer loans and guidance every step of the way.


100% Financing Loans


We offer 100% financing loans for qualified buyers, so you can purchase your home with no down payment required.

Why Choose Tim Byrne?

🏠 Local Expertise: Proudly serving Huntsville, AL and surrounding areas, we know the local market inside and out.
📊 Personalized Service: Whether you’re buying your first home, building a new one, or refinancing, we tailor every loan to fit your needs.
Fast Pre-Approvals: Get pre-approved quickly so you can shop for your dream home with confidence.
🤝 Trusted Guidance: With years of experience in the Alabama mortgage industry, we’re with you every step of the way—from application to closing.

 

Serving All of Alabama with a Focus on Huntsville

Whether you’re relocating to Huntsville, expanding your investment portfolio, or just getting started as a first-time homebuyer, Tim Byrne is your go-to resource for home loans throughout Alabama.

Ready to Get Started?

Let’s talk about your home financing options today. Call us now or fill out our quick online form to schedule your free mortgage consultation.

About Us

I am a Huntsville AL mortgage lender and Army Veteran. Finding a great home mortgage involves careful consideration of your specific needs and finances. I can help walk you through this process pain free. 

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Loan Programs

Here at South State Bank, we have the right loan program for you. Whether you looking for Purchase, Refinance, Construction Loans or Physician Loans, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..

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Refinancing Tips 

There are many factors that go into refinancing your mortgage. For instance, can I save money on my mortgage payment? Is the cost of the refinance worth it? Can I pay off high interest credit cards to lower my monthly outflow of cash?  I can help you with all of these questions and more. It takes less than an hour to go step by step why it makes sense.